• The post you are reporting:
   
  Brian
  
  1. Barclays is British
  2. It is quoted on the London Stock Exchange
  3. A large amount of its shares are held by pension funds or unit trusts or directly by small shareholders, all who benefit from the profit being generated.
  4. All businesses have a fundamental duty to increase their value to their shareholders, which both these banks have done
  5. Neither bank sought or took government aid so are under different obligations to Lloyds, RBS etc. who did seek government aid.
  6. Bonuses will be paid as probably 30% cash and the balance in shares vested for different periods (2/3 years), so it is in bankers interests to maintain profitability over the long term. which is achieved through sensible risk management.
  
  On a different note are these 2 along with banks like Citi, Goldman's, Mitsuho etc. too big to be allowed to fail by their regulators?
  
  Probably yes
  
  Is this a major issue for their regulators and home governments?
  
  Again yes.
  
  What should be done?
  
  This is a much more difficult question, though we ought to consider the following:
  
  Separation of retail/commercial banking from investment banking
  Limits on market share in both segments to avoid monopolistic practices
  Minimum qualification standards for directors (i.e. they must know something about banking)
  Requirement to have a Risk Committee whose chair sits on the main board

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