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    Not too sure how this will work? For instance when I use an ATM it will only allow me to draw from my available balance.If I have £50 as an available balance and therefore withdraw that cash and then the bank charges me £2.50 for the privilege that surely would put me into an overdrawn situation and result in further bank charges.Or will the ATM advise me that my available balance is £47 after incorporating the £2.50 service fee?

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