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    How ridiculous you two are, neither of those banks have been Scottish for some considerable time, their problems stem from the more recent mergers and acquisitions.

    Regarding the recent furore in respect of Dubai, they have requested an extension to the repayment date on some £6bn of their debt; there is currently nothing to suggest that they do not have sufficient assets to cover the debt, however they clearly do have a liquidity shortage and currently do not wish to dispose of assets.

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