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Britain is actually rather unique in Europe for having so many home owners, in most of the rest of Europe (in particular France and Italy) the majority live in rented accomodation. It works well for both sides as the owners always have an income while the tenants have the flexibility of location that helps them keep ahead of economic down turns. When an area goes tits up it is easier to move from rented to rented in order to follow the jobs than it is to sell up and re buy.
On the housing stock I have already had a long correspondence with DDC concerning up grading their stock. As I know of properties they have modified, at great expense as it has included taking down supporting walls and all that entails, because they claim that those offered the properties would not move in otherwise I have questioned their spending. The properties they have rebuilt this way have been on spurious grounds as I know of families that would happily have moved in as they were. In response I suggested that a way of solving some overcrowding problems, and improving the housing stock at the same time, they should look at loft conversions in some properties. This would increase the available number of bedrooms in some properties, greatly help the families involved and look far better on DDC's overall property portfolio. Apparently they have no problem paying out to rebuild the structure of a house to provide larger kitchens, despite there being people on their lists who would be happy with the original, but they do find simple solutions to the shortage of larger homes too expensive.
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