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    You are right Howard - they do work on very small margins.

    I understand that someone who is really struck can get a loan through an embassy to get home Sid in some circumstances. It seems reasonable to me that people should in the first instance be called upon to pay. For the State to step in and help regardless as to whether people can afford to pay or not seems over the top, imagine the beaurocracy in trying to get the money back once refunds have been made.

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