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  I have used online banking and savings for many years now, but I appreciate it is not to everyone’s liking or needs, unfortunately this is the way the world has been going for decades.
  
  It’s second nature to many present day youngsters as they have been brought up with it and some have got used to paying in stores by tapping their ‘phones too.
  
  Even pocket money is transferred to my grandchildren online now!
  
  Some post offices will do bank transactions face to face and banking hubs are beginning to open up in many towns now so, unfortunately for some, it looks like there will be no going back to banking as we used to know it.

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