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  Bern - yes it is true that life was better when we had local managers who really knew their customers and had the authority to make the decisions. The problem now is that the local bank managers do not have enough authority and are themselves having to look over their shoulder too much in exercising the authority they do have.
  
  So Chris. Are you not a member of DTC? I do not believe that DTC had any money in Icelandic Banks, so why did their Council Tax shoot up (29% or something was it not?)
  
  There are many factors that go into a Council Tax rise as you well know and the rises for next year will be announced much later than this. Council Tax ony accounts for a tiny proportion of District Council spending as you well remember.
  
  I am sure that you did not intend to suggest that DDC have lied about the investment, after all it would have been an elaborate lie given the other information supplied about Investec who look after £14m from whom £8m was taken due to poor performance, do the maths.

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