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  Ross, I am not sure what you say (23) is strictly correct as I would not think anyone clears their path with intent to injure. However there have been people who have had claims against their insurance because they have cleared their pathway and it has been deemed that it then became a danger and caused injury.
  
  I am told by a person in insurance, that should you clear your path from snow and someone has an accident then one of the first questions your insurance company may well ask if a claim is made against you, is "did you clear the path" if the answer is yes, then it is likely a payment will be made.
  
  When I was a lad back in the 50's I got a little extra pocket money for clearing the path outside your house and then you were told to help out by clearing outside others houses, mainly those of elderly people. Now very few clear the snow from their path so there must be a reason for this change in people's reasons for not clearing snow, surly it is not that people just cannot be bothered anymore.

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