The post you are reporting:
PaulB,
No, online, or any card purchase's are totally safe and never will be. No virus detectors are foolproof either, the easy way to explain that is "the best goalkeeper in the world, will still let in a goal or two now and then"
VbyV is not new, it has been around for a while now, it does not ask for all of your password, its asks for 2/3 digits of your password, if your pc is infected with Spyware, Trojan's, Adware etc, then it is possible that, given time, hackers could gain your whole password, obviously the more frequently used, the quicker they can obtain full password.
I have been using VbyV for about a year now. i do try to avoid it, but a good security practise, which I use, is to change your crucial passwords periodically. PayPal, which I have been recommending for a long time now, is also not foolproof, a close friend of mine lost over £900.00 last month in two transactions, one a purchase in euro's the other in dollars and he ended up out of pocket because of exchange rates. Having said that, I still believe internet banking is as safe as any other purchase method.
If you keep your PC clean, invest in good virus, spyware & adware protection, that's 3 separate programs, update them regularly, 2/3 times a week, change passwords occasionally, you will give yourself a fighting chance of not becoming a victim. Of course even taking those precautions won't make you failsafe.
I use AVG Free, Spybotsd160, Lavasoft Ad-Ware