Barry`s right above regarding the demise of the 65 retiring age. Some like to carry on, some want to finish up, and at the end of the day, it`s what you can afford, rather than what you want, and I`m excluding health reasons on this one. 65 may be as outdated as £ s d, why 65? Why not 68? Certainly you can`t reduce the retiring age, due to the high cost I`m informed. I know a number of people who have died at 65, or not long after. Maybe 65 has an effect on them mentally, which brings me to the point of how often I`ve heard work colleague`s saying, " he retire`s next year, he won`t last long, won`t know what to do with himself", and it`s happened, a few times! Anyway, enjoy life now while you can, you`ve only got one. (P.S. Thanks Bern
).