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    Colin, Having taken early retirement (fortunately in my case by choice) a couple of years ago I have no regrets.

    I have a part time job to keep things ticking over whilst the offspring are still depleting my resources and life has never been better.

    Sold the car and stopped buying quite so much unnecessary 'stuff'.

    My father always said that the graveyard was full of supposedly indispensable men, and he was right!

    Still too much to do and far too little time.

    Enjoy.

    Bob

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