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    Barry W: thank you very much for the good advice. What with all the health problems I have this was the very last thing I needed! I promise I will not tell them to swing for it.
    My husband had words with them yesterday, during which conversation tax codes were brought up. It appears it is our responsibility to know that our tax codes are correct and that they are being implemented correctly. Ray asked if they did not know what tax codes an individual is given and the reply was "you get the tax codes before we do".

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