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    I cannot agree by this 'enslavement' point, we have a totally different view of life.

    Though I am defending the banks, make no mistake I am no admirer of them and the very poor service offered these days by all banks.

    You mention a problem with a bank, I hope that you went through the correct complaint procedures and if necessary went to the ombudsman.

    Do you realise that 70% of life/pensions and investment business last year was placed through independent financial advisers and yet only 3% of the complaints that went to the ombudsman were regarding IFAs. To put it another way that means that banks and building societies (mainly but not exclusively) were responsible for 97% of complaints despite having just 30% of the business....So you see I have no reason to love them myself.

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