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Howard,
You say only renting - what's wrong with that? My parents lived all their lives in a council house because my dad was on a low wage, but they were happy and we as kids were brought up well clean and happy. OK it's nice to own your own home but it's not the end of the world if you always rent. In actual fact it's probably cheaper to rent because if anything goes wrong with the property it's down to your landlord/council to rectify it, if you own your home it's down to you. Not being on benefits gives you a reason to get up in the morning as well as a feel good feeling and one of belonging. Personally I love the feeling of being part of a team as much as I enjoy my job.
I agree about Dave though - nice to have a new voice with an opinion
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