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    If you are just getting those rates PaulB then you should see me. I agree it is wrong that GB reduced the levels of tax free savings available to people.

    Before 1997, in total over a 5 year period, you could invest up to £54,000 tax free in a combination of General and Single Company PEPs and TESSA. GB changed that so in a period of 5 years you could only invest a total of £35,000 tax free. The £7,000 annual ISA allowance set 10 years ago has risen only to £7,200 just this year. In addition he reduced the tax benefits through initially a reduction and then abolishing the dividend tax credit for equities. This has devasted savings.

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