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    Gambling - that is utterly absurd Marek.

    Do you have money on deposit in a bank or building society? If so are you gambling?

    Where on earth should councils place their reserves if not in such places?

    It would be more of a gamble to place £100m in, say, just the big 4 banks, than to spread the money around something like 20-30 different institutions.

    Please do not try to tell me about investment.

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